1. MyBox insurance policies have an initial three-year term, and the premiums are paid on a monthly basis. No surcharges will be applied for splitting the payment. From the fourth year onwards, the MyBox insurance policy will be automatically renewed annually, except for the MyBox Life insurance, which will be renewed for three-year periods. The MyBox Vida insurance policy has a maximum insurance limit of €2,000,000, and a minimum of €50,000. In the MyBox Decesos Seniors insurance, the full premium will be paid when the policy comes into force, and in the MyBox Decesos Seniors Flexible insurances, the full premium will be paid on a monthly basis for the first 36 months of the term of the policy. Subject to the conditions of MyBox. You can see more about the terms and conditions of the contract process at any CaixaBank branch or at www.CaixaBank.es. The MyBox Alarma PreSense Hogar Premium and MyBox Protección Senior products have an initial term of 48 months, and payment is monthly. The commitment term is 36 months.
2. Adeslas Salud y Bienestar is a service available to people over the age of 18 covered by the company policy with Adeslas. This service and digital health services are not covered in the areas of Asturias, Navarre and the Basque Country.
3. Check the health insurance conditions for the regions of Asturias, Navarre and the Basque Country.
4. Cover only available for insured persons of up to 62 years of age, and the premium will be calculated taking into account the capital sum insured and the age of the insured person at that time. Illness cover for cancer, acute myocardial infarction, bypass and transplant; stroke; kidney failure; degenerative diseases (Alzheimer’s, Parkinson’s, multiple sclerosis and amyotrophic lateral sclerosis), and organ transplants are mutually exclusive, i.e. if one of these contingencies occurs, the others will be extinguished, and 50% of the capital provided for death or total permanent disability will be paid, with the remaining 50% of the capital being held exclusively for death and total permanent disability cover, accidental death and accidental total permanent disability, which will remain in force for that amount. Likewise, for cancer, acute myocardial infarction and other serious illnesses, a waiting period of 90 days will be applied. The cover for permanent absolute disability is for the case where the insured party suffers an irreversible physical situation, beyond their control, which prevents them doing any paid work as an employee or on a self-employed basis. Permanent absolute disability is not considered to be situations where the insured party is only prevented from carrying out their usual profession, but can do or perform other work, another profession or job (total permanent disability). Customers over 62 and up to 67 years old can only take out MyBox Vida with death coverage.
5. Double capital on account of an accident applies in cases where death or total permanent disability occurs no more than two years after the accident took place.
6. The additional second medical opinion service in the event of serious illness will be provided under the MyBox Vida insurance policy during the first three years after the policy is taken out, provided that the policy is in effect and the policyholder is up to date with payments. The additional service will be provided by the entity Teladoc-Health Care Management, S.A., or, if unavailable, another similar entity.
7. The MyBox Alarm and MyBox Senior Protection offer is exclusive to Securitas Direct, S.A.U., entered in the National Registry of Private Security Firms with no. 2737, through Facilitea Selectplace, S.A.U., Gran Via de les Corts Catalanes, 159, 08014 Barcelona. Tax ID: A-58481730. For more detailed information, go to facilitea.com. This offer is subject to the provisions of the Law on Retail Trade Management and Consumer Protection and all other implementing regulations. MyBox Alarm: Securitas Direct, S.A.U. undertakes to conduct a personalised security assessment by telephone and, once complete, undertakes to install the alarm within 72 hours, at which time the corresponding contract will be signed directly with Securitas Direct, S.A.U. On the day of installation, Securitas Direct, S.A.U. will deliver to you all warranty and maintenance documentation and all product manuals and terms and conditions of use. MyBox Senior Protection: Securitas Direct, S.A.U. undertakes to deliver the product to the specified location within three days, at which time the corresponding contract will be signed directly with Securitas Direct, S.A.U. Securitas Direct, S.A.U. will contact you to activate the product and deliver to you all warranty and maintenance documentation and all product manuals and terms and conditions of use. Should you experience any problems after you purchase our product, you must contact the Securitas Direct Technical Assistance Service (900 111 099). CaixaBank is independent from the terms and conditions of this offer and the commercial or contractual relationships resulting from it, as it only facilitates access to it.
Information subject to the general, particular and special terms and conditions of each policy, as well as the Company's contractual and underwriting conditions.
Life insurance from VidaCaixa, S.A.U. de Seguros y Reaseguros, with NIF A58333261, and non-life insurance from SegurCaixa Adeslas, S.A. de Seguros y Reaseguros. CaixaBank, S.A., exclusive bank insurance operator for VidaCaixa, S.A.U. de Seguros y Reaseguros, and authorised by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with NIF A-08663619 and registered office at calle del Pintor Sorolla, 2-4, 46002 Valencia. Registered with the DGSFP Register of Insurance and Reinsurance Distributors under code OE0003. It has the necessary professional civil liability insurance, in accordance with current legislation, to cover any liabilities arising from professional negligence. More information is available on its website.
NRI: 7344-2024/09542