1. As per the pension plan legislation in force in June 2022. If the requirements of tax regulations are met. The percentage of tax savings will depend on your financial and personal circumstances. Tax rates vary depending on the autonomous bracket. View the maximum tax rate established by your autonomous community.
2. Every three years and during the month following renewal, a loyalty bonus equal to 27% of the premiums intended to cover the risk of death and permanent total disability of the MyBox Jubilación life-risk insurance will be paid into your account. The bonus is subject to the terms and conditions, as well as to personal income taxation, in accordance with current legislation.
Legal information
Information subject to the terms and conditions of the contract and its annexes, as well as the terms and conditions of subscription. For more information on the CABK Destino individual pension plans, please check the Key Information document for the pension plans holder at www.VidaCaixa.es or at your CaixaBank branch. Unit linked savings insurance, in which the policyholder assumes the risk of linked investments. For more information on the characteristics and risks of the CABK Destino Unit Linked insurance, please check the Key Information document at www.vidacaixa.es or at your CaixaBank branch. VidaCaixa, S.A.U. de Seguros y Reaseguros, with Tax ID A58333261, is the management company and promoter of the Destino pension plans. CaixaBank, SA, is the marketing company, and CecaBank, SA, is the depository institution. CABK Destino Unit Linked and MyBox Jubilación Seguro de Vida are life insurance policies of VidaCaixa, S.A.U. de Seguros y Reaseguros. CaixaBank, S.A., exclusive banking and insurance operator for VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, and marketing agent of Destino individual pension plans, with Tax ID A08663619 and registered offices at Calle Pintor Sorolla, 2-4, 46002, Valencia. Listed in the Spanish Directorate-General of Insurance and Pension Funds Registry of Insurance and Reinsurance Distributors under code OE0003. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, in accordance with current legislation. Visit the company website for more information.
MyBox Jubilación
MyBox Jubilación is the trading name of VidaCaixa, S.A.U. de Seguros y Reaseguros and CaixaBank S.A. for the service including the insurance policies MyBox Jubilación Seguro de Vida and CABK Destino Unit Linked and the CABK Destino range of individual pension plans. The joint marketing of these products constitutes an associated sale, in which the MyBox Jubilación Seguro de Vida insurance is an ancillary life-risk insurance policy, and the Unit Linked insurance and pension plan are the main products. The combined purchase of these products has no additional cost, compared to the cost they would have if they were purchased separately. If the pension plan and/or Unit Linked insurance is cancelled, the life-risk insurance policy will be cancelled. The pension plan and Unit Linked insurance can exist without the life-risk insurance policy, which may be cancelled early in the cases provided for in the contract. The Entity must determine that the service is suitable for the customer before signing with him/her the management contract, which will detail the conditions for providing the service.
Valor Futuro 10, Unit Linked
Valor Futuro 10 UL, life insurance of VidaCaixa, S.A.U. de Seguros y Reaseguros. CaixaBank, S.A., exclusive banking and insurance operator for VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with Tax ID A-08663619 and registered address at Calle Pintor Sorolla, 2-4 46002 Valencia. Listed in the Registry of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds with code OE0003. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, in accordance with current legislation. Visit the company website for more information.
Life Annuities
Life annuities from VidaCaixa, S.A.U. de Seguros y Reaseguros, with ID number A-58333261. CaixaBank, S.A., exclusive banking and insurance operator for VidaCaixa, S.A.U. de Seguros y Reaseguros and authorised by SegurCaixa Adeslas, S.A. de Seguros y Reaseguros, with Tax ID A-08663619 and registered address at Calle Pintor Sorolla, 2-4 46002 Valencia. Listed in the Registry of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds with code OE0003. It has the corresponding professional civil liability insurance in place to cover any liabilities that may arise due to professional negligence, in accordance with current legislation. Visit the company website for more information. For more information on the features and risks of the insurance, please check the Key investor document on www.VidaCaixa.es or at your CaixaBank branch.
Data processing and transfer
The general terms and conditions of the customer's relationship with the company VidaCaixa S.A.U. de Seguros y Reaseguros (with Tax ID number A58333261), as well as information regarding regulatory obligations, internal policies that the entity must comply with, and processing and disclosure of your data for commercial purposes (in accordance with the authorisations granted at any given time), are governed by the provisions of this clause as set forth in the Framework Agreement that you entered into when giving your consent to the CaixaBank Group, where applicable. The provisions of this clause shall prevail over any different specific provision or procedure that may be provided for in a signed product or service agreement. The entity also informs you that as the data controller for the personal data provided or any additional data generated during the contract, it will process this data in order to manage the contract, in the terms established in the terms and conditions of each product and industry regulations, communicating the necessary data where applicable (service providers, reinsurers, distributors and public authorities/bodies). For more information on the processing of customer personal data by VidaCaixa, and specifically on how to exercise your rights of access, rectification, erasure, and others, see the following website: www.vidacaixa.com/proteccion-de-datos. If the customer so wishes, they can also request detailed information in paper form at any CaixaBank branch.
NRI: 6126-2023/09542
