Legal notice

Web Portal Legal Information


CaixaBank titulización, S.G.F.T., S.A.U. (here in after caixabank titulización) is the entity owning the website that you have accessed.


Access to the CaixaBank Titulización portal and to the information relating to any of the products and services contained therein implies acceptance of the general conditions set forth in this Legal Notice. You should therefore read its contents carefully if you wish to access and make use of the information and services offered on the CaixaBank Titulización portal.


Validity of the information

The information contained in these pages is current as of the date of the latest update.

The present terms and conditions are effective from the date of the latest update. CaixaBank Titulización reserves the right to amend these terms and conditions at any time. In this case, they will enter into force as soon as they are published and will apply to all users of the portal from that date onwards.

The contents of the website, in particular the information and advertising references, do not constitute a binding offer, unless expressly stated otherwise. CaixaBank Titulización reserves the right to make amendments or partially or totally omit the current contents whenever it deems appropriate, as well as to prevent or restrict access temporarily or permanently.

CaixaBank Titulización may include on its website third-party content and links to third-party web pages, always with the authorisation of their owners, such as social media and other information. In none of these cases shall CaixaBank Titulización be responsible for the pages and contents of third parties, nor for the functioning and availability of the same.


Navigation and customisation

Browsing the CaixaBank Titulización website is free of charge and does not require prior registration by the user.


Safety

The CaixaBank Titulización portal is equipped with the necessary security and quality certificates, seals or accreditations to offer users a secure environment. However, we recommend that you consult and carefully read the Security Recommendations that CaixaBank Titulización makes available to all users on its portal.


Privacy and data protection policy

CaixaBank Titulización fully complies with current legislation on the protection of personal data and the confidentiality obligations associated with banking activities.

CaixaBank Titulización has taken the necessary technical measures to maintain the required level of security in accordance with the nature of the personal data processed and the circumstances of the processing, in order to avoid, as far as possible and always in accordance with the state of the art, their alteration, loss, unauthorised processing or access.

When requested to fill in a form in which personal data is collected, the user will be informed of the recipient of the information, the purpose for which the data is collected, the identity and address of the person responsible for the file and the user's right to access, rectify, cancel and object to the processing of their data. The personal data collected will only be processed and/or disclosed for the stated purpose and always with the users' or customers' consent.

In order to keep the information in our files up-to-date and free of errors, we ask our customers and users to notify us promptly of any changes or corrections to their personal data.


Cookie policy

CaixaBank Titulización websites have cookies, i.e. small files that are stored on the user's or client's computer and that allow our systems to remember characteristics or preferences when browsing our websites in order to personalise access on subsequent visits, make browsing safer, collect statistical information on browsing or identify user preferences.

CaixaBank Titulización's cookie policy is subject to current EU and Spanish legislation on the processing of personal data and the protection of privacy in the electronic communications sector.

The website www.caixabanktitulizacion.com only uses cookies for its operation and the provision of the services offered therein.

Intellectual and industrial property

The CaixaBank Titulización web portal, the pages that comprise it and the information or elements contained therein include texts, documents, photographs, drawings, graphic representations, databases, computer programmes and logos, trademarks, brand names or other distinctive signs protected by intellectual or industrial property rights and whose owners or legitimate licensees are CaixaBank Securitisation or the companies of the CaixaBank Group.

CaixaBank Titulización does not guarantee the legitimacy and legality of the information or elements contained on CaixaBank Titulización's websites in the event that they are not the property of CaixaBank Titulización or its Group companies.


Forbidden and allowed uses

The use, including reproduction, distribution, transmission to third parties, public communication or conversion, of these elements, creations or distinctive signs in any medium without the prior express consent of the respective owners is forbidden. Failure to comply with this prohibition may constitute an infraction punishable under prevailing legislation.

However, at their own risk, users may download or make copies of such elements exclusively for their personal use, provided that they do not infringe any of the intellectual or industrial property rights of CaixaBank Titulización. In particular, users may not alter, modify, or delete these elements, in whole or in part. Under no circumstances shall this imply any authorisation or licence over the property rights of CaixaBank Titulización or the companies of the CaixaBank Group.

It is forbidden, except in cases expressly authorised by CaixaBank Titulización, to establish links or hyperlinks from portals or third-party websites to web pages other than the main page of the CaixaBank Titulización portal or to present the CaixaBank Titulización website or the information contained therein under frames, distinctive signs, trademarks or company or commercial names of another person, company or entity.


Financial and Stock market information

The CaixaBank Titulización portal or websites do not provide any kind of investment recommendation or legal, tax or any other kind of advice. The information provided is generic and in no circumstance takes into account specific or particular investment or financial position objectives. Accordingly, the information contained therein must not be used for the basis of any investments or decisions.

Any decision to subscribe, purchase or sell trade securities must be taken based on public information.

The contents of the websites do not constitute an offer to sell shares in the United States of America. Shares may not be offered, sold or subscribed in the United States of America without prior registration or exemption from registration in accordance with the US Securities Act of 1933.


Responsibilities

CaixaBank Titulización does not guarantee uninterrupted access or the correct display, downloading or use of the elements and information contained on CaixaBank Titulización's web pages, which may be impeded, hindered or interrupted by factors or circumstances beyond its control.

CaixaBank Titulización is not responsible for the information and other content included in areas or websites of third parties that are accessible from CaixaBank Titulización's websites via links or hyperlinks, nor for the information and other content included in areas or websites of third parties, from which the CaixaBank Titulización portal is accessed via links or hyperlinks, nor for the information and content of third party websites presented under the appearance or distinctive signs of CaixaBank Titulización, unless expressly authorised by CaixaBank Titulización.

CaixaBank Titulización and its information providers, as third parties, accept no liability whatsoever in relation to the information, content of any kind, products and services offered or provided through the CaixaBank Titulización website by third parties or entities, even if they belong to the same economic group, and in particular for damages of any kind that may arise in connection with the foregoing, due to: (i) the absence of or deficiency in the information provided to users, or its reliability, accuracy or adequacy; (ii) non-compliance or partial or untimely compliance with contracts or pre-contractual relationships; (iii) non-compliance with the obligations inherent in service providers of the information society; (iv) infringement of consumer and user rights; (v) infringement of intellectual or industrial property rights; performance of acts of unfair competition or illegal advertising; (vi) infringement of rights to data protection; professional confidentiality, honour, personal and family privacy and personal images; (vii) in general, breach of any applicable laws, customs or codes of conduct; and (viii) any decision taken on the basis of the information provided through the CaixaBank Titulización portal.

Neither CaixaBank Titulización nor the information providers or third parties assume any liability for damages, losses, claims or expenses caused by: (i) interferences, interruptions, faults, omissions, telephone breakdowns, delays, blockages or disconnections in the operation of the electronic system, caused by deficiencies, overloads and errors in the telecommunications lines and networks, or any other cause beyond the control of CaixaBank Titulización; (ii) illegal interference through the use of malicious programmes of any kind or through any communications method, such as computer viruses or similar; (iii) improper or inappropriate use of the CaixaBank Titulización websites; (iv) security or browsing errors caused by a browser malfunction or the use of outdated versions thereof.
Applicable legislation

These general terms and conditions are governed by Spanish law.



© CaixaBank Titulización, Sociedad Gestora de Fondos de Titulización S.A.U. 2024 Barcelona.